Advertising executive Nick Beam (Tim Robbins) thinks his life is going very well, until he returns home from work and finds his wife Ann (Kelly Preston) apparently having an affair with another man. He deduces that the man is his boss, Philip Barlow (Michael McKean), after finding a pair of cufflinks in the kitchen. On the edge of a nervous breakdown, Nick drives around the city until carjacker T. Paul (Martin Lawrence) jumps into his car and attempts to rob him. Turning the tables on his mugger, Nick kidnaps T. Paul and drives him to the Arizona desert. After T. Paul robs a gas station, the pair devise a scheme to rob Philip in revenge for the affair. Nick knows the combination to a safe in his office containing a large amount of cash, as well as the best time to enter, and where not to venture in the building. T. Paul knows the weaknesses of the security system, how to avoid the cameras, and how to get through any electronic locks that they might encounter.