Meek California Fidelity Trust teller Johnny Dalton asks his boss J. L. McKissack for a raise so he can marry fellow teller Mildred "Mibs" Goodhue. Though Johnny is turned down, Mibs wants to get married anyway. Emile J. Keck, a friend and waiter at an Italian restaurant they frequent, also urges Johnny to take a chance, even facetiously suggesting he rob the bank where he works. When he insists on waiting, Mibs storms out.